Sunday, May 17, 2009

INDONESIAN BANKING PAYMENTS WITH MOBILE DEVICES

INDONESIAN BANKING PAYMENTS WITH MOBILE DEVICES
IGN Mantra, M.Kom, Informatics Engineering, ABFI Institute Perbanas, Jakarta

Published at "ICTS 2008", ITS Surabaya

ABSTRACTS. The growth of Indonesia mobile commerce follows the increasingly popular ownership and use of mobile personal, programmable communication devices, including mobile phones and PDAs. These devices are effective for authorizing and managing payment and banking transactions, offering security and convenience advantages compared to online payment via PCs. Some of these advantages are available in existing devices, others require modest, inexpensive enhancements likely to be available in new devices in the next few years. The use of secure and convenient mobile personal devices could revolutionize the payment, banking, and investment industries worldwide. Here, I discuss some of the challenges and opportunities involved in their use for making secure payments and authorizing banking transactions. Banking in Indonesia is mayor financial transactions and mayor economic fundamental. Since 2001, more Banking Institutions (National Banking) have developed internet and mobile banking applications likes Bank International Indonesia, Bank Niaga, Bank BCA and Bank Bali, but a few successful banking cause have not a good plan. Indonesia Banking Sector have more opportunity to develop this concept into implementation with a perfect architecture support .

Keyword : Payments, Banking, Mobile Devices, Mobile Applications.

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